The Sperry Plan 

To Rescue The U.S. Economy

By: M J Sperry

Frequently Asked Questions

Q: What is this about?

A: It's about saving this country.  The author has for years been engaged in a quest to find solutions to the erosion of America. The people at this point are intransigent in that nothing seems to motivate them. It seems almost like they're afraid to do anything, because it might be the wrong thing. This plan will get people moving, by providing the kind of impetus virtually all Americans understand and respond to, the prospect of wealth.

Q: What is so 'Super' about SuperCapitalism

A: SuperCapitalism is really nothing more than an enhanced form of ordinary capitalism. It is generally of the same type practiced by highly successful venture-capital groups, and like these groups invests at a ventures startup or "ground floor". However, where SuperCaptialism diverges, is that it extends this type of pure capitalism from the very few to the many, the very many. It would turn virtually every adult who would participate into a capitalist, a SuperCapitalist.

Q: What is the Sperry Plan?

A: The Sperry Plan is a system of  principles inspired by several sources, but especially those laid out in the book, Think And Grow Rich by Napoleon Hill, considered by many to be the venture-capitalists bible. First, all the reasons why something like this "wouldn't work" were  established, which was used as its design criteria. Each problem area in the plan was then individually addressed until it was completely built.Its major features are designed produce a system of wealth acquisition that is safe, inexpensive and simple. It could provide most, if not all participants, with a significant measure of "the good life", at a relatively rapid rate.

Q: What has changed that makes this possible?

A: Productivity. There have been major increases in productivity in the last century, but especially in the last 25 years, due mostly to computers. Virtually all automobiles on the highways today were built and assembled by machines, especially robots. Due primarily to massive increases in productivity, there is enormous profit (wealth) built in to the things we buy. The Sperry Plan would simply use the freedom of free-enterprise in the free marketplace to funnel some of that wealth, into the hands of those whose 'hands', that actually built the very system that has provided that wealth.

Q: Is this safe?

A: All investment involves a certain degree of risk. The Sperry Plan minimizes that risk to manageable levels through its 'fail-safe feature', but also through diversification. You see, to implement the fail-safe feature it is necessary that each company only carry a small portion of the entire investment load. This automatically implies that there must be many investments to completely invest all of a companies capital. There is safety in diversification, or the practice of placing your eggs into many baskets. Another feature that is built in to The Sperry Plan.

Q: How difficult is it to start?

A: The Complete Plan deals with startup, but it is relatively simple like the rest of the plan. If you like the idea and think you might like to give it a try, you simply make copies of the article, these FAQs and the Complete Plan and give them to some of your friends and neighbors who you think might be interested. If they are, then you all go to others in your neighborhood until you reach 18-35 people. You then get an attorney to start an LLC (Limited Liability Company) for you which should take a fews days and you're off. There are even services on the Internet that will do the LLC  for you, but you may as well establish a relationship early on with an attorney, as you will be needing legal advice occasionally.

Q: What will I have to do?

A: As mentioned earlier, you'll simply have to contribute $10 a week, each week. Then occasionally you'll "want" to vote. The vote might be held more often at first while getting rolling but should taper off to about once a month after startup. Note: I put 'want' in quotes because in fact no one can force you to vote, but I assume you will want to have a say in what your money will be invested. Except for these two things, that's about all you will have to do.

Q: Who will conduct the business of the company?

A: There will be people amongst the members of many companies who will be very "capable".  Dream Teams, people drawn from and employed by several small companies together, would research investment possibilities and advise investors of potential opportunities. Investors, and only investors would however make the decision when, and in what to invest.

Q: $10 a week doesn't seem like a lot. Is it enough?

A: More than enough. The Complete Plan contains a section entitled An Example of Compounded Profits. It tracks an  investment of a single member who contributes $30 over 3 weeks, which is then invested into a restaurant whose financial profile is similar to a restaurant the author is familiar with. It is  a restaurant that is known to be producing a minimum of some $140,000 a year in profit, with only a 33% profit margin. In the example, which is highly idealized, that $30 returns another $30 every two months which is constantly compounded and reinvested into other ventures. After two months there is a second restaurant producing another $30 a month. After four months the total is $60 a month. After six months $120, eight months its $240, after ten months $480 and after one year that $30 investment generates six revenue streams that together produce $960 a year. Now, as mentioned, this is highly idealized and has its limitations, but it should give all an idea of the sort of thing we're talking about here. Understand, the only purpose of this example is to give people an idea of how this will work, not how much return you can expect.

Q: The return in the above example seems high?

A: Actually it's only a middle class restaurant.  The figures are low as it is only based on a 33% profit margin. Selling the government $600 toilet seats (it has been revealed the US gov. was buying these) is an example that should give you a better idea of the higher profit built into most things. Further, don't confuse this with a share of stock on the New York Stock Exchange. By the time it reaches the NYSE the venture-capitalists through IPOs and stock splits have already carved out a huge piece of the pie for themselves and left only crumbs. What's being proposed here is more like the kind of "ground floor" investment venture-capitalists normally invest in, that's why the profits seem high. You see, there normally is a considerable amount of profit in virtually everything sold commercially. Most people have the idea that there's only 5-10% profit in things. You can get that kind of return in a guaranteed bank CD, why would anyone risk their money if that's all the profit their was in investment.


The Sperry Plan